Lic Mf Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 19
Rating
Growth Option 12-02-2026
NAV ₹1234.46(R) +0.04% ₹1251.54(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.72% 6.34% -% -% -%
Direct 7.02% 6.75% -% -% -%
Benchmark
SIP (XIRR) Regular -9.74% 4.56% -% -% -%
Direct -9.52% 4.93% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.25 2.01 0.63 5.48% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.28% 0.0% 0.0% 0.06 0.17%
Fund AUM As on: 30/12/2025 3729 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Axis Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Nippon India Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Money Market Fund-Regular Plan-Growth 1234.46
0.4500
0.0400%
LIC MF Money Market Fund-Regular Plan-IDCW 1234.46
0.4500
0.0400%
LIC MF Money Market Fund-Direct Plan-IDCW 1251.54
0.4600
0.0400%
LIC MF Money Market Fund-Direct Plan-Growth 1251.54
0.4600
0.0400%

Review Date: 12-02-2026

Beginning of Analysis

In the Money Market Fund category, lic mf money market fund is the 19th ranked fund. The category has total 20 funds. The lic mf money market fund has shown a very poor past performence in Money Market Fund. The fund has a Jensen Alpha of 5.48% which is lower than the category average of 5.92%, showing poor performance. The fund has a Sharpe Ratio of 2.25 which is lower than the category average of 4.07.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

lic mf money market fund Return Analysis

  • The fund has given a return of 0.51%, 1.41 and 3.0 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.43% and 2.98% respectively.
  • lic mf money market fund has given a return of 7.02% in last one year. In the same period the Money Market Fund category average return was 7.27%.
  • The fund has given a return of 6.75% in last three years and ranked 21.0st out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.45%.
  • The fund has given a SIP return of -9.52% in last one year whereas category average SIP return is -9.47%. The fund one year return rank in the category is 17th in 22 funds
  • The fund has SIP return of 4.93% in last three years and ranks 20th in 20 funds. Tata Money Market Fund has given the highest SIP return (5.74%) in the category in last three years.

lic mf money market fund Risk Analysis

  • The fund has a standard deviation of 0.28 and semi deviation of 0.17. The category average standard deviation is 0.34 and semi deviation is 0.21.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49
    0.49
    		0.43 | 0.52 9 | 22 Good
    3M Return % 1.37
    1.35
    		1.17 | 1.45 11 | 22 Good
    6M Return % 2.88
    2.81
    		2.42 | 2.95 9 | 22 Good
    1Y Return % 6.72
    6.93
    		6.13 | 7.25 17 | 22 Average
    3Y Return % 6.34
    7.11
    		6.34 | 7.48 21 | 21 Poor
    1Y SIP Return % -9.74
    -9.75
    		-10.42 | -9.51 13 | 22 Average
    3Y SIP Return % 4.56
    5.19
    		4.40 | 5.54 20 | 21 Poor
    Standard Deviation 0.28
    0.34
    		0.28 | 0.43 1 | 21 Very Good
    Semi Deviation 0.17
    0.21
    		0.17 | 0.35 2 | 21 Very Good
    Sharpe Ratio 2.25
    4.07
    		1.94 | 5.23 20 | 21 Poor
    Sterling Ratio 0.63
    0.71
    		0.63 | 0.75 21 | 21 Poor
    Sortino Ratio 2.01
    14.57
    		1.35 | 33.07 19 | 21 Poor
    Jensen Alpha % 5.48
    5.92
    		5.08 | 6.21 19 | 21 Poor
    Treynor Ratio 0.12
    0.14
    		0.06 | 0.18 16 | 21 Average
    Modigliani Square Measure % 16.15
    15.64
    		13.32 | 18.48 6 | 21 Very Good
    Alpha % -1.55
    -0.84
    		-1.58 | -0.45 20 | 21 Poor
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51 0.52 0.48 | 0.54 13 | 23 Average
    3M Return % 1.41 1.43 1.35 | 1.49 16 | 23 Average
    6M Return % 3.00 2.98 2.88 | 3.04 5 | 23 Very Good
    1Y Return % 7.02 7.27 7.01 | 7.42 21 | 22 Poor
    3Y Return % 6.75 7.45 6.75 | 7.70 21 | 21 Poor
    1Y SIP Return % -9.52 -9.47 -9.63 | -9.35 17 | 22 Average
    3Y SIP Return % 4.93 5.53 4.93 | 5.74 20 | 20 Poor
    Standard Deviation 0.28 0.34 0.28 | 0.43 1 | 21 Very Good
    Semi Deviation 0.17 0.21 0.17 | 0.35 2 | 21 Very Good
    Sharpe Ratio 2.25 4.07 1.94 | 5.23 20 | 21 Poor
    Sterling Ratio 0.63 0.71 0.63 | 0.75 21 | 21 Poor
    Sortino Ratio 2.01 14.57 1.35 | 33.07 19 | 21 Poor
    Jensen Alpha % 5.48 5.92 5.08 | 6.21 19 | 21 Poor
    Treynor Ratio 0.12 0.14 0.06 | 0.18 16 | 21 Average
    Modigliani Square Measure % 16.15 15.64 13.32 | 18.48 6 | 21 Very Good
    Alpha % -1.55 -0.84 -1.58 | -0.45 20 | 21 Poor
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Money Market Fund NAV Regular Growth Lic Mf Money Market Fund NAV Direct Growth
    12-02-2026 1234.4574 1251.5435
    11-02-2026 1234.0109 1251.0823
    10-02-2026 1233.5989 1250.6561
    09-02-2026 1233.3522 1250.3974
    06-02-2026 1232.9017 1249.9149
    05-02-2026 1232.9817 1249.9875
    04-02-2026 1232.5701 1249.5616
    03-02-2026 1232.1438 1249.1209
    02-02-2026 1231.3418 1248.2993
    30-01-2026 1230.7161 1247.6393
    29-01-2026 1230.1807 1247.088
    28-01-2026 1230.0912 1246.9887
    27-01-2026 1230.3858 1247.2788
    23-01-2026 1229.5648 1246.4124
    22-01-2026 1229.5846 1246.4239
    21-01-2026 1228.9834 1245.8087
    20-01-2026 1228.7315 1245.5475
    19-01-2026 1228.7829 1245.5938
    16-01-2026 1228.512 1245.3018
    14-01-2026 1228.4236 1245.2006
    13-01-2026 1228.2826 1245.0518
    12-01-2026 1228.3919 1245.1568

    Fund Launch Date: 01/Aug/2022
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
    Fund Description: An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk
    Fund Benchmark: NIFTY Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.